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How can you Get Bankrupt If IРІР‚в„ўve No Cash? Filing bankruptcy will not directly influence your ODSP, because again it really is considering your wages, possibly perhaps perhaps perhaps not your economic predicament

How can you Get Bankrupt If IРІР‚в„ўve No Cash? Filing bankruptcy will not directly influence your ODSP, because again it really is considering your wages, possibly perhaps perhaps perhaps not your economic predicament

How will you Get Bankrupt If IРІР‚в„ўve No Cash?

Hi dear sir, we shall be on Ontario odsp. And owe 89,000$ cridet card obligation that is financial. My actually initial genuine genuine real question is I told them i’ll be on odsp that we acquired a call from collection plus. Would the collection agency inform odsp for my debts and wouldnРІР‚в„ўt it influence my odsp. 2nd concern, it influence my odsp whenever we file bankruptcy, however wouldnРІР‚в„ўt. All things considered in the big event that odsp learn, will they stop my re re re payments. We shall be extremely frightened after which we really donРІР‚в„ўt figure out what to execute and contains now made my health worst. IРІР‚в„ўve various types of anxiety. Plz advice me selection of positive actions.

Hi Khpelwak. Because of privacy guidelines, ODSP just will communicate with you regarding your file, possibly maybe not somebody else, so although the collection agency did phone them, theyРІР‚в„ўdnРІР‚в„ўt keep in touch with them. Owing cash doesn’t influence your ODSP, since eligibility for ODSP is determined by your wages and issue this is certainly medical.

Filing bankruptcy will not impact your ODSP directly, because again it really is predicated on your wages, perhaps perhaps possibly not your monetary predicament.

It is possible to register bankruptcy, but there is however nevertheless but an expense to bankruptcy that is filing usually within the quantity of $200 each thirty days for 9 months. Bankruptcy is a fix to halt your wages from being garnisheed, but because you donРІР‚в„ўt have any wages, and since ODSP cannot garnishee your wages, a bankruptcy is almost certainly not necessary for you personally. An Ontario bankruptcy trustee can give an explanation for choices in greater detail.

Hi we simply got split. My spouse held us actually with like 70 thousand bucks of financial obligation. 25 thousand in charge cards. 20 thousand for a particular monetary loan and 25 thousand cash specific personal credit line. I’m on EI nonetheless it shall quickly arrived at end actually and I also furthermore also could have no profits. It’s thing this is certainly tremendously stressful. Have been we able to declare bankrupcy if we don’t have actually a practical task now. Numerous thanks that are many

Hi Troy. Yes, you’ll additionally seek bankruptcy relief in the event that you donРІР‚в„ўt have work. Nonetheless, since one of the numerous purposes of bankruptcy must be to protect you against getting your wages garnisheed, you might notice it certainly is in your absolute best interests to go to patiently that you’ve really the one thing to protect and quickly you can expect to work therefore. an insolvency that is certified gives you increased information.

We’ve got for a long time held it’s place in $33000 debt with bank cards and individual personal credit line.

It provides loan this is actually osap of11315. I’ll be use that is making of assistance for osap and currently donРІР‚в„ўt spend any thing because iРІР‚в„ўve no wages. We’ve no task that is working completed up being maintaining all my re re payments just for couple of years. But we canРІР‚в„ўt find method to blow them any longer. We’ve lenders that are direct bad credit loans in Minnesota no home that is correct no car, no assests or any thing. IРІР‚в„ўve no wages furthermore. I’ll be turning over utilizing assistance that is social. Please notify me personally my alternatives. I’ll payday loans Oklahoma maintain extremely wellness this is certainly bad and give consideration to working is undoubtedly maybe perhaps not a solution that is alternative. Please advise. Anything take place that is bad when we donРІР‚в„ўt make any re re re re payments, will ? Shall we notify all my creditors that iРІР‚в„ўm not in a position to spend any longer re re payments that can easily be month-to-month ? Shall I have informed them physically or possibly possibly maybe not ? Shall we register bankrupcy ? We canРІР‚в„ўt are able to purchase bank rupcy also. We’ve got 0 cash on us. Please give an answer this is actually thoughtful. Best Wishes.