CHECKING CENTER 7901 Earhart Blvd Brand New Orleans, Los Angeles, 70125 504-482-1118
Simple Money Of Louisiana Inc 5703 Study Boulevard Suite G Brand New Orleans, Los Angeles, 70127 504-245-8811
All Kinds Check Cashing Centers 3150 Gentilly Boulevard Brand New Orleans, Los Angeles, 70122 504-944-2274
Simple Money Check Cashing Inc 4420 Cleveland Avenue Brand New Orleans, Los Angeles, 70119 504-482-4512
Money Cow 4638 Washington Avenue Brand New Orleans, Los Angeles, 70125 504-488-1827
Effortless Cash Of Louisiana Inc 4041 Tulane Avenue Suite 102 New Orleans, Los Angeles, 70119 504-482-2771
Always Check Mart Of Louisiana 2131 Canal St New Orleans, Los Angeles, 70112 504-523-6669
Southern Payday 7011 Study Boulevard Brand New Orleans, Los Angeles, 70127 504-241-6611
Money Cow 6017 Chef Menteur Highway Brand New Orleans, Los Angeles, 70126 504-244-9940
Lenders’group Inc 990 North Corporate Drive Suite 301 Brand New Orleans, Los Angeles, 70123 (504) 736-0224
Effortless Cash Of Louisiana Inc 2025 Saint Claude Avenue New Orleans, Los Angeles, 70116 504-947-4401
Payday Check Cashing Inc 6626 Jefferson Highway Brand New Orleans, Los Angeles, 70123 504-737-0031
Check Services No. 2 300 North Wide Street Brand New Orleans, Los Angeles, 70119 504-822-4325
Louisiana Always Check Cashers Inc 3400 South Claiborne Avenue New Orleans, Los Angeles, 70125 504-529-1154
Simple Cash Gentillywoods Brand New Orleans, LA, 70112 504-286-1004
Checkmate Services 1011 Canal Street Brand New Orleans, Los Angeles, 70112 504-525-9030
Effortless Cash Brand New Orleans Brand New Orleans, Los Angeles, 70112 504-282-1956
Quik Cash Check Cashing 4057 Tulane Avenue Brand New Orleans, Los Angeles, 70119 504-484-7700
Crown Loan 2932 General Degaulle Dr New Orleans, Los Angeles, 70114 504-367-3367
Always Check Services 3 2222 Saint Claude Avenue Brand New Orleans, Los Angeles, 70117 504-944-4448
Southern Payday 4619 Jefferson Highway Brand New Orleans, Los Angeles, 70121 504-818-1999
Simple Cash 1402 Manhattan Boulevard Brand New Orleans, Los Angeles, 70112 504-365-0600
Quik Money Check Cashing 5793 Crowder Boulevard # C Brand New Orleans, Los Angeles, 70127 504-242-5300
Money Cow 8739 Airline Highway Brand New Orleans, Los Angeles, 70118 504-488-4802
Check Always Mart Of Louisiana 3150 Gentilly Blvd Brand New Orleans, Los Angeles, 70122 504-944-2274
Simple Money Brand New Orleans Brand New Orleans, Los Angeles, 70112 504-245-8811
Ez Cash 9301 Lake Forest Boulevard Brand New Orleans, LA, 70127 504-245-4400
Louisiana Check Cashers Inc 2729 Saint Claude Avenue Brand New Orleans, Los Angeles, 70117 504-943-9499
Effortless Cash New Orleans Brand New Orleans, Los Angeles, 70112 504-947-4401
Quik Cash Check Cashing 3034 Gentilly Boulevard New Orleans, Los Angeles, 70122 504-947-6600
TULANE CASH LOAN 4059 Tulane Ave Brand New Orleans, Los Angeles, 70119 504-484-3131
DANNYS CHECK MONEY 2000 Earhart Blvd Brand New Orleans, Los Angeles, 70113 504-301-9983
Always Check Cashing any type or kind 2131 Canal Street Brand New Orleans, Los Angeles, 70112 504-523-6669
Quik Cash Check Cashing 2008 Saint Claude Avenue New Orleans, Los Angeles, 70116 504-944-1200
Checkmate Services 823 Canal St Brand New Orleans, LA, 70112 504-525-9030
Crown Loan 3640 General Degaulle Drive Brand New Orleans, Los Angeles, 70114 504-367-3367
if you wish your business details become included or removed from our website please use the contact page website link below.
Their state of Louisiana is a situation found in the region that is southernDeep South) associated with the united states. Its money is Baton Rouge and city that is largest is New Orleans. Louisiana could be the only state split into parishes, that are neighborhood governments equal to counties. The biggest parish by populace is Jefferson Parish, as well as the biggest by land area is Cameron Parish.
Area rated 31st in the usa – Total examine this site 51,885 sq mi – Width 130 kilometers – size 379 miles
Populace Ranked 25th in america – Total 4,410,796 (2008 est.) 4,468,976 (2000) – thickness 102.59/sq mi rated 24th in the usa
Present Payday Law Reputation: Pay Day Loans Are Acceptable In the continuing state of Louisiana.
Report: Customer Protection
Show Me Personally The Cash
The state PIRGs and the Consumer Federation of America (CFA) have documented the effects of financial deregulation on American consumers throughout the 1990s. One result of deregulation of great interest prices, high bank card interest levels and high bank costs happens to be the fast development of the alleged predatory lending (or fringe banking) industry, which includes check cashing outlets, cash advance organizations, rent-to-own shops, high price 2nd home loan companies, sub-prime car loan providers, old-fashioned pawn stores plus the growing company of auto name pawn companies. This report examines payday financing in information.
The report (part 3) updates a 1998 CFA study regarding the customer expenses of payday lending and includes a study of 230 lenders that are payday in 20 states. It discovers that payday loan providers continue steadily to make short-term customer loans of $100-400 at legal rates of interest of 390-871% in states where payday financing is permitted. More disturbingly, the report discovers that payday loan providers are exploiting partnerships that are new nationwide banking institutions to create pay day loans in states, such as for example Virginia, where in actuality the loans are otherwise forbidden by usury ceilings or other laws.
2nd, the report (part 4) examines the status of cash advance laws and regulations and proposed legislation all over nation.
Finally, the report takes a look that is detailedpart 5) at payday loan provider lobbying and influence peddling in three state legislatures. Disturbingly, the report discovers that the payday lenders are after the lobbying that is same that the rent-to-own industry successfully utilized in the 1980s and early 1990s to enact its favored type of legislation in virtually every state. Payday loan providers are hiring high-priced employed weapons to look for enactment of weak, pro-industry legislation. Thus far, the strategy is working. Currently, the payday lenders have now been given a safe harbor from usury guidelines in 23 states therefore the District of Columbia and achieve states without any usury legislation to avoid price gouging.
In the event that lenders that are payday, customers, specially low-income consumers, lose. The predatory lendersвЂ™ objective is always to enact state legislation exempting their high-cost, high-risk loans from legislation that connect with little loans. Even though the report papers the way the lenders that are payday to date prevailed in almost half the states, increased scrutiny may slow their fast development.
- States should retain and enforce tiny loan price caps and usury legislation to guard customers from excessive little loan prices charged by payday loan providers.
- States without any little loan or usury limit should enact a limit on tiny loans and keep certified lenders under state credit laws and regulations. States which have currently legalized lending that is payday, at least, reduced permissible prices and strengthen customer defenses in line with the CFA/National customer Law Center (NCLC) model work.
- Congress should stop the bank that is national, particularly any office associated with the Comptroller associated with Currency (OCC) therefore the Office of Thrift Supervision (OTS), from permitting nationally-chartered banking institutions and thrifts to give security for payday loan providers from state customer security laws and regulations, particularly since no federal legislation regulates their tasks. Better yet, Congress should shut the lender loophole, either by enacting a federal usury law that pertains to banks or by prohibiting FDIC-insured banking institutions from making loans predicated on individual checks held for deposit. To create standards that are minimum state legislation and also to rein within the banking institutions, Congress should enact the “Payday Borrower Protection Act of 1999” (HR 1684) sponsored by Rep Bobby Rush (D-IL).
- More states should enact tough campaign finance reforms and lobbying disclosure rules. States should place the information on the web make it possible for residents to gauge impact peddling by special passions.